[PODCAST 335]: 10 Dominoes of Financial Independence

We asked our ARISErs what their number one pain point is when to comes to achieving financial independence, and they told us that it was all about the budgeting and tracking—just trying to be consistent.

We’ve found that if we can master these first initial steps, then everything else will be SO much easier.

In today’s podcast, Eric and I are outlining the 10 dominoes to financial independence.

As we shared each principle, I (April) took the position of someone who might feel like these ideas are too difficult to implement, and Eric and I worked together to overcome these concerns. So, if as you’re reading these 10 “dominoes” below, you’re thinking, “Yeah, but this doesn’t work for me…” then please listen to the podcast! We guarantee you’ll feel hope. And if you want to work with us to master these principles, check out the link below to start your free trial of ARISE! Okay, lets’ dive in:

1 – Dream

Dream a little and decide on some things you want.

2 – Track

Create categories and start regularly tracking your spending.

3 – Budget

Create a monthly budget (from categories), track spending, and carefully keep within it.

4 – Surplus

Use budget to create a small surplus (either increasing income or reducing expenses).

5 – Reserves

Use surplus to build an “emergency fund” and then 3-6 months reserve funds.

6 – Un-Debt

Use surplus to pay down/off credit cards, student loans, and other debt.

7 – Invest

Use surplus (and what went to debt) to begin investing in 401(k), IRA, brokerage.

8 – Un-Mortgage

Use surpluses to continue investing 15% and also paying off a home mortgage.

9 – Growth and Giving (Compound)

Use surpluses to continue investing 15%+ and giving charitably.

10 – Independence

Achieve financial independence and retire comfortably with peace of mind.

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We hope this podcast was helpful, and we’re so grateful that you’re here! If you join ARISE this month (September 2026), you’ll receive:

• Access to the live workshop on Tuesday, September 15th, at 10am Pacific
• Access to the Financial Net Worth Statement workshop on Wednesday, September 30th, at 6pm Pacific
• AND a special opportunity to receive our new “Wake Up Excited, Go to Bed Content” sticker. Each ARISEr who takes action this month to apply our financial focus in their lives (by completing 1 ten-minute microburst) will receive the sticker! 🙂

Related Links:

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