When the “check engine” light comes on in our car, we can’t hope that it will simply resolve itself. Ultimately, we’ll need to take action to make sure our car gets the proper attention it needs. Planning for retirement may feel the exact same way.
Here at LearnDoBecome, we care about you as a whole person. Yes, we want you to get organized and build a STEP Command Central. But we also want you to set yourself up for an amazing future. That’s what this podcast is designed to do today.
In our conversation with Chris, he taught us that 52% of the population have less than 10K for retirement, 76% are living paycheck to paycheck, and 70-80% of people are hoping that their social security will take care of them. These numbers show that “hoping for the best” isn’t the best plan. Taking the first step to start thinking about our future is a much better course of action. (And we’ll all sleep better at night!)
Questions we covered in our conversation:
- Why are couples hesitant to dream together?
- What are some of the tools and resources that can help with this?
- What is the best way to start safely investing?
- What changes have you seen people achieve?
Having a dream date with your partner is the best way to open clear and stress-free communication. A dream date can be as simple as meeting on your couch or at the dining room table. Have a conversation about the things you would love to be able to do later in life–things you would do if money and time were not an issue.
If we can get couples to connect and understand the desires of each other, and then later begin to work a tactical plan to move in that direction, we’ve put two people in alignment on goals–as well as [given them] the methodology to help reach those goals. A couple in a row boat, rowing in the same direction, at the same speed, with the same intensity…they are going to reach the goal faster than a couple that is not in unison–that is rowing all over the place.
It takes some time to find our dreams–because we are so focused on the reality, but tapping into our dreams helps to give us hope and perspective.
(1) Hold a Dream Date — ask each other questions, and then listen! Get to know each others’ dreams in a judgement-free zone. Together, make a list of the top 5-10 things you want to do as a couple. Let this become your “why.”
(2) Be willing to compromise – but both partners can be invested and excited!
(3) Work together to acknowledge what you can improve upon, and then gain traction together!
Where we are right now does not have to be where we end up. Where we are right now can be a starting point or a fine-tuning point where we start to make some small tweaks or some steps forward.
Do you currently live in overwhelm? Whether you’re new to LearnDoBecome or a long-time follower, we’d love to have you join our free class! We’ll help you finally stop drowning in piles–whether those piles are mental or physical. Come sign up here!
*Retire Inspired by Chris Hogan
*Total Money Makeover by Dave Ramsey
*The books are Amazon affiliate links!